Business Loans in Hershey, PA for Fab Shops and Beauty Salons Near Lebanon, PA

The counts below are ZIP 17033 and Hershey CDP figures, not Lebanon County totals. ZIP 17033 lies mostly in Dauphin County, but about an eighth of its land reaches into South Londonderry Township, Lebanon County.

ZIP 17033 and the Hershey, PA community: what each count covers

The Census Bureau treats Hershey as a census-designated place: a named community without its own municipal government. Its ZIP Code and its boundary are not the same shape. The community covers 41.0% of the land in ZIP 17033, and 78.6% of the community's own land lies inside that ZIP, so a ZIP count here describes a wider area than Hershey itself.

The 2023 ZBP figure for ZIP 17033 is 555 employer establishments; 239 are in the under-five-employee size class, or 43.1%. The four sectors with the most establishments in the ZIP were:

• Health care and social assistance: 104.
• Retail trade: 87, with 26.4% under five employees.
• Accommodation and food services: 73, with 31.5% under five employees.
• Other services (except public administration), the sector that includes beauty salons: 60, with 51.7% under five employees.

People are a separate measure. The American Community Survey (2020-2024) found 5.2% of employed Hershey residents self-employed, with a margin of error of 1.5 points: 2.3% in an incorporated business of their own and 2.9% unincorporated. That counts where owners live, not where their businesses sit.

Hershey, PA business for sale: records a lender may ask a fabrication shop for

ZIP 17033 had 14 manufacturing establishments in 2023 (ZBP), 57.1% of them with fewer than five employees. Buying a fabrication shop there is an acquisition, and a lender may ask the buyer for:

1. The seller's business tax returns for three years and the latest interim financial statements.
2. A list of every machine in the sale, with make, model, serial number and age.
3. The share of sales that comes from the largest few customers, and whether those customers stay after the sale.
4. Open orders and work in progress at the date of the sale.
5. The letter of intent or the signed sale agreement, showing how much of the price goes to machines, how much to stock and how much to goodwill.

If the building is part of the deal, keep it in its own line: real estate falls outside what Southbrook passes to funding partners, and a commercial mortgage lender handles it.

Hershey, PA commercial real estate: what Lebanon, PA quick-service restaurants check first

An owner already running a quick-service restaurant in Lebanon, PA who looks at Hershey commercial real estate for a second location may be weighing a lease against a purchase. Before signing, that owner can check:

• Whether the space already has a kitchen hood, a grease trap and the gas and electric service a fryer line needs.
• Parking and pickup space for takeout customers.
• Who pays for movable kitchen equipment and supplier setup, and whether the landlord offers an allowance for those items; fixed room work is excluded.
• How long the lease runs compared with the loan or equipment term that pays for movable furnishings.
• Opening payroll and stock for the weeks before the new location has its own sales.

Kitchen equipment and opening costs can be a funding request; the building, if bought, is real estate. For scale, lodging and food service made up 73 of the employer establishments in ZIP 17033 in 2023 (ZBP, accommodation and food services sector).

Leasing commercial property in Hershey, PA: a fabrication shop checklist

Shop space for a fabrication business has needs a standard warehouse lease does not cover. A checklist before signing:

1. Electrical service: three-phase power and enough amperage for welders, a press brake and compressors.
2. Clear height, door size and floor strength for the machines and for deliveries of sheet and bar stock.
3. Zoning: confirm with the municipality's zoning office that metal fabrication is a permitted use at the address.
4. Who pays for fixed electrical and ventilation work, and who owns those improvements when the lease ends; that fixed work is not funded through this site.
5. A lease term at least as long as any equipment financing tied to the space.

The cost of rigging and new equipment for the bay is where a business funding request comes in, while wiring is property work outside this site; the Lebanon, PA page lists the funding types by purpose.

Leasing retail space in Hershey, PA for beauty salons

A beauty salon leasing retail space in Hershey trades a lower initial occupancy cost for terms that matter for years. Items to check:

• Plumbing for shampoo bowls and a water heater sized for a full day of appointments.
• Portable filtration for color and chemical services; fixed ductwork is excluded.
• Signage rights and whether the lease limits the hours the salon can be open.
• An exclusive-use clause, if the landlord will agree, so a second salon cannot open in the same center.
• Any personal guarantee, and for how long it runs.
• The total monthly cost: base rent plus taxes, insurance and common-area charges.

Retail trade accounted for 87 of the 555 establishments in ZIP 17033 in 2023 (ZBP). Chairs, color stations and movable furnishings can go into one request; fixed room work is excluded. the service areas page covers the other places near Lebanon, PA and lease checklists for builders, fab shops and HVAC contractors.

Trades and firms partners can review across the Hershey, PA area

Partners can consider a Hershey, PA business from a broad mix of fields, including manufacturers, construction contractors, cafes and coffee shops and auto repair shops. Whichever partner handles the request applies its own criteria before reaching a decision.

Documents to line up for Hershey, PA shops and firms

• Recent statements for the operating account showing deposits, withdrawals and balances
• The tax return the business filed last plus personal returns where a partner asks
• An income statement that is up to date, and the balance sheet that goes with it
• Registration records from the state, along with your EIN notice
• A summary of the loans and leases now open, including each monthly payment
• When the money pays for equipment, the quote, listing the item and its cost

What a partner requests depends on the partner; the list above is the common core.

The stages of the review for Hershey, PA employers and shops

1. Phone the office at (223) 223-9554 or open the request form; the reason for the funding comes up once a partner reviews it.
2. The details are shared with partners for independent review.
3. Each partner goes over the file and reaches its own credit decision.
4. An offer, if one comes, needs a careful look at cost and terms, and agree only if it fits.

Owners based in Hershey, PA can handle each step without an office visit.

By Southbrook Business Capital · Updated October 29, 2026